Most Recent Articles
5 Reasons Why You Need Seasonal Financing NOW
If you’ve been thinking of expanding your business, now is the perfect time. A record number of business owners reported that they planned to expand their business, according to the NFIB Research Foundation's most recent optimism index survey. Many business owners take advantage of the many sales and opportunities of making end-of-year purchases. Plus, they may be incentivized to make purchases [...]
How to Manage Small Business Debt
As a small business, keeping your head above water and planning for growth can be a delicate balance. There’s a certain truth to the saying that you’ve got to spend money to make money, but if you can’t cover your expenses every month (rent, payments to suppliers, salaries, etc.) you’re going to find yourself in some serious hot water. [...]
How to Get a Business Loan With Bad Credit
Applying for a business loan can be a tense time, and especially if you’re just starting out. If you haven’t had a chance to build a solid credit record, or you have concerns about your current credit file, you may not rate your chances with the bank. And it’s true that many banks and traditional lenders will want to see at least two years of promising business operations or a decent amount of collateral before they will even consider you for an SBA-backed loan, because they see you as too much of a risk.
The Best Books to Read For Small Business Owners
You face a lot of challenges as a small business owner. From effectively getting the word out about your services to keeping your employees engaged and productive, you have a lot on your plate. Here are the top five books that you should put on your reading list for figuring out how to increase profitability and improve your hiring.
What to Know Before Getting a Secured Credit Card
Credit cards offer many benefits, but it's difficult to qualify for one if you have bad credit. One of the reasons that lenders shy away from giving this line of credit to people with poor FICO scores is that they're unsecured. You don't give the lender any collateral to secure the credit line. If a borrower decides to default on [...]
Top 5 Characteristics of CEOs
When you think of a CEO you might imagine them to possess stereotypical characteristics: years of experience, confident, extroverted, self-promoting and a risk taker. But are these traits naturally typical of every head honcho in the land, or can anybody develop the techniques and traits that will set them apart from other executives? In this article, we'll explore five of the most common characteristics of successful CEOs, and how they can be applied to drive personal and business growth.
Top 5 Conferences for Women Entrepreneurs in 2018
Conferences for women entrepreneurs give you an excellent opportunity to network with other people going through the same journey that you are and discover the innovative ways that they accomplish their goals. Going to a women's conference is empowering in many ways, as the themes and topics center around women and the challenges they face in the workplace and business [...]
The Benefits of a Merchant Cash Advance for Restaurateurs
A merchant cash advance is a business loan alternative that provides you with flexible finance in the event of an unforeseen emergency or sales slump.
What Do Rate Hikes Mean for Your Small Business?
Rate hikes have been all over the news lately, but what does it mean for your small business? The increase from 0.5 to 0.75 percent was picked by the Federal Reserve with the country's economic growth rate and inflation rates in mind. They've only adjusted the rates once since 2008, so this move is getting a lot of attention. What's more, there's a good chance these rates could go up even further in June.
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